Self-employed and freelance tax guides

Straight-talking guides to self-employed tax for 2026/27. Real numbers, HMRC rates, no jargon.

Freelancer reviewing a self assessment tax bill on a laptop

Payment on account explained: how it works in 2026/27

Why your first January bill is 150% of a year's tax, and how to reduce payments if your income drops.

 Freelancer sorting receipts for allowable business expenses

Self-employed expenses: what you can claim in 2026/27

The wholly and exclusively rule, home office methods, mileage rates and the costs you can't claim.

Self-employed tax explained: what you owe HMRC in 2026/27

Registration, deadlines, Income Tax and NI, Making Tax Digital and the mistakes that cost freelancers money.